541 Morning Cove Circle SE, Palm Bay, FL 32909

$279,000

Best listing for the money in Palm Bay, period. Upgraded concrete block former model home in a gated community with public water, public sewer, 2018 roof, brand-new 2024 HVAC, brand-new garage door, new exterior paint, upgraded landscaping, new paver driveway, included water filtration system, and no rear neighbor. This is… Read More the package buyers want without the well or septic hassle found in many Palm Bay homes. The oversized screened patio feels like true outdoor living space and overlooks a peaceful backyard with preserve and water views. Inside offers vaulted ceilings, bright open living and dining areas, split bedrooms, tile flooring, an eat-in kitchen, wood cabinetry, stainless steel refrigerator, washer and dryer, generous closets, and a spacious owner's suite with walk-in closet, separate shower, and deep soaking tub. HOA includes grounds maintenance, security, clubhouse, fitness center, pool, tennis, pickleball, basketball, jogging path, and RV/boat storage. Best listing for the money in Palm Bay, period. This meticulously upgraded concrete block former model home is situated in a highly coveted gated community and offers a rare combination of structural peace of mind, major exterior improvements, public utilities, privacy, and lifestyle value. With an oversized screened patio overlooking a tranquil natural preserve and lake setting, this home delivers the Florida living experience buyers are searching for. You will not find a better overall package, location, or value. This is a one-owner home that has been carefully maintained and thoughtfully improved over time. From the moment you arrive, the pride of ownership is unmistakable. The exterior has been elevated with a brand-new custom paver driveway that creates a high-end first impression from the curb. Paired with fresh exterior paint, a brand-new upgraded garage door, and lush, upgraded landscaping, the home has a clean, polished look that immediately stands out. Because this property was originally selected as a former model home, it offers a premium lot position chosen for its superior layout, setting, and curb appeal, and that advantage is still clear today. Beyond the headline upgrades, this home offers the kind of everyday livability buyers feel the second they walk through the front door. The floor plan is open where it should be, private where it matters, and practical in all the right places. Vaulted ceilings give the main living space volume, architectural character, and an airy, expansive feel. The large living and dining areas create a comfortable central gathering space and avoid the cramped layouts so commonly found in this price range. Natural Florida sunlight moves beautifully through the home and highlights the easy-to-maintain tile flooring throughout the main areas. The kitchen is intelligently positioned for real daily use. It features an eat-in breakfast area, attractive wood cabinetry, generous cabinet storage, and a stainless steel refrigerator while maintaining a natural connection to the main living space. The washer and dryer are included, adding immediate value and convenience. Ample closet space throughout the home helps keep the floor plan functional, clean, and easy to live in. The split-bedroom design is a major advantage for modern buyers. The owner's suite is tucked away from the guest rooms, creating privacy and separation. This layout works beautifully for visiting family, overnight guests, a home office, hobbies, or anyone who simply appreciates a smarter floor plan. The owner's suite offers a spacious bedroom, an expansive walk-in closet, a separate walk-in shower, and a deep soaking garden tub that creates a relaxing retreat-style feel. The guest bedrooms are well placed, flexible, and highly usable. What truly separates this property from the competition is the spectacular rear setting. The oversized screened patio is a genuine extension of the living space. Fully protected and remarkably private, it creates the perfect outdoor area for morning coffee, evening dinners, weekend grilling, or entertaining guests without dealing with direct sun or bugs. The view behind the home is unforgettable. You are not looking straight into another house, and you are not boxed in by a wall of neighbors. Instead, you are treated to a peaceful backyard with a natural preserve feel and beautiful water views. It gives the home a sense of openness, calm, and privacy that is incredibly difficult to find. Smart buyers look far beyond paint colors and staging; they look at the bones of a house. This home offers the kind of peace of mind buyers want. Concrete block construction provides the solid Florida foundation buyers strongly prefer. Even more importantly, this property offers public water and public sewer. In Palm Bay, experienced buyers understand the concerns that can come with private well and septic systems, including questionable water quality, sulfur smells, water softener upkeep, pump issues, septic maintenance, and expensive drain field concerns. This home avoids those headaches entirely. Add in the included water filtration system, and the value becomes even stronger. The big-ticket items have already been handled. The roof was replaced in 2018, the HVAC system is brand-new for 2024, the garage door is brand new, the exterior has been freshly painted, the landscaping has been upgraded, and the paver driveway is new. These are the expensive, critical components that protect your investment and reduce the immediate to-do list. The home needs some cosmetic updates, but it is move-in ready and gives the next owner the ability to personalize over time without the looming anxiety of major repair bills. This property also offers a lifestyle that is hard to beat. The gated community has a quiet residential feel, attractive streets, and well-maintained grounds. The association amenities are extensive and provide real value, including a clubhouse, fitness center, pool, sauna, basketball court, tennis courts, pickleball, shuffleboard court, jogging path, security, RV and boat storage, and water-related community features. The HOA includes grounds maintenance and security, helping preserve the appearance of the neighborhood while reducing weekend maintenance for the homeowner. The ability to enjoy these amenities without leaving the community is a major lifestyle advantage. The location gives buyers the quieter, more relaxed pace of Southeast Palm Bay while keeping daily essentials nearby. Shopping, grocery stores, coffee, casual dining, pharmacies, banking, neighborhood services, and healthcare options are all conveniently accessible. The broader Space Coast lifestyle is also within reach, including I-95, the Palm Bay riverfront, the Indian River Lagoon, Downtown Melbourne, Melbourne Orlando International Airport, and the beaches. This location offers the balance buyers want: a peaceful gated residential setting with practical access to everyday needs, recreation, employment centers, and the coastline. For a buyer comparing homes across Palm Bay, the difference is clear. Many homes in this price range force compromises. Some have cosmetic updates but aging mechanical systems. Some have public utilities but sit on less desirable lots. Some avoid HOA dues but offer no neighborhood cohesion, no pool, no security, and no lifestyle amenities. This home brings the full package together: concrete block construction, public water, public sewer, included water filtration system, 2018 roof, brand-new 2024 HVAC, brand-new garage door, new exterior paint, upgraded landscaping, new paver driveway, no rear neighbor, preserve and lake views, a private oversized screened patio, and a gated community with outstanding amenities. This is a home with true substance, real value, and a setting buyers will remember. Schedule your private showing today. Read Less

Courtesy of Lokation Real Estate, Keith R Brodsky, 954-545-5583.

Listing Snapshot

Days Online

Last Updated

May 6, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

2,382

Lot Size

0.14 Acres

Year Built

2000

MLS Number

1076502

30 Days Snapshot Of 32909

$252k

(avg) sold price

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road Surface Type: "Asphalt"

Appliances & Equipment

"Dishwasher", "Disposal", "Dryer", "Electric Cooktop", "Electric Oven", "Electric Range", "Electric Water Heater", "Freezer", "Ice Maker", "Microwave", "Plumbed For Ice Maker", "Refrigerator", "Washer", "Water Softener Owned"

Building

Built in 2000, Building Area Total: 2,382, Living Area: 1,666, Architectural Style: "Ranch", Construction Materials: "Block", "Stucco", Other Structures: "Outdoor Kitchen", "Tennis Court(s)"

Cooling

"Central Air", "Electric"

Accessibility Features

Accessibility Features: "Accessible Central Living Area", "Accessible Common Area"

Exterior Features

"Courtyard", "Tennis Court(s)", "Other", "Storm Shutters"

Floors

"Carpet", "Tile"

Garage

2 spaces

Heating

"Central", "Electric"

Home Owner's Association

Association Fee: $185, Association Amenities: "Barbecue", "Basketball Court", "Clubhouse", "Fitness Center", "Gated", "Jogging Path", "Maintenance Grounds", "Management - Off Site", "Park", "Pickleball", "Playground", "Pool", "RV/Boat Storage", "Shuffleboard Court", "Storage", "Tennis Court(s)", "Water"

Interior Features

"Breakfast Bar", "Breakfast Nook", "Built-in Features", "Ceiling Fan(s)", "Eat-in Kitchen", "Entrance Foyer", "His and Hers Closets", "Open Floorplan", "Pantry", "Primary Bathroom -Tub with Separate Shower", "Primary Downstairs", "Smart Thermostat", "Split Bedrooms", "Vaulted Ceiling(s)", "Walk-In Closet(s)"

Lot

0.14 acres, 6,098 square Feet, Area: 0, "Dead End Street", "Sprinklers In Front", "Sprinklers In Rear"

Parking

"Attached", "Covered", "Garage", "Garage Door Opener", "Gated", "Guest", "RV Access/Parking", "Secured"

Pets Policy

Pets Allowed: "Yes"

Property

View: "Pond", "Water", "Front Porch", "Porch", "Rear Porch", "Screened"

Roof

"Shingle"

Security Features

"24 Hour Security", "Security Fence", "Security Gate", "Security Lights", "Smoke Detector(s)", "Entry Phone/Intercom"

Sewer

"Public Sewer"

Taxes

Tax Annual Amount: $98, Tax Year: 2025

Utilities

"Cable Available", "Electricity Available", "Electricity Connected", "Sewer Available", "Sewer Connected", "Water Available", "Water Connected"

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